Can FHA allegations include discriminatory lending practices?

• A. Yes; the FHA prohibits discrimination in sale, rental, and financing of housing.
• B. No; the FHA only covers rental housing.
• C. Yes; but only in urban areas.
• D. The FHA prohibits discrimination only in advertising.

Answer: (A)

The key idea is that the Fair Housing Act protects against discrimination in all housing-related transactions, including financing. This means allegations of discriminatory lending practices are covered because financing is part of obtaining housing. The FHA forbids denying loans, imposing harsher terms, or charging different prices based on protected characteristics, and it also prohibits practices like steering or redlining in lending, not just in selling or renting. In short, lending discrimination is a clear violation because financing is included in the protections, and the act applies broadly to housing transactions, not just rental, not limited to urban areas, and not limited to advertising.