What are the 55+ and 62+ exemptions for older persons housing?

• A. 55+ housing may be exempt if at least one occupant is 55+ and occupancy criteria are met; 62+ housing may be exempt if all occupants are 62+ or older.
• B. 55+ housing is exempt in all cases; 62+ housing never exempt.
• C. Exemption applies only to owner-occupied residences.
• D. Exemptions apply to all housing, regardless of occupants.

Answer: (A)

The concept being tested is how the Fair Housing Act allows exemptions for housing specifically designed for older persons. For a 55+ exemption, the development must be intended for older people and meet occupancy rules showing the age qualification is maintained—typically there is at least one occupant aged 55 or older in each unit, with policies and verification to support the age-restricted purpose. For a 62+ exemption, the housing must be designed for older persons and restrict occupancy to those 62 or older, with age verification in place. These exemptions do not apply to all housing, nor are they limited to owner-occupied properties; they specifically apply to housing marketed and operated for older persons.